About This Cover
What Is WIBA?
Metrovest sources WIBA cover from IRA-licensed general insurance underwriters and manages the placement, endorsement and claims process on your behalf. As your intermediary, we ensure your WIBA policy is legally compliant with the Work Injury Benefits Act 2007, correctly rated against your payroll, and placed with an underwriter with a strong claims settlement record.
Coverage
What's Covered
- ✓Medical expenses for work-related injuries
- ✓Permanent total disability — up to 96 months' salary
- ✓Permanent partial disability — proportionate benefit
- ✓Temporary total disability — weekly wage replacement
- ✓Death benefit — lump sum to dependants
- ✓Occupational disease cover
- ✓Transportation of injured employee
- ✓Legal defence costs (employer liability extension)
Why Use Metrovest
Benefits of Using a Metrovest Advisor
- ★We source WIBA cover from underwriters with proven claims payment records
- ★Compliance check — we verify your policy meets WIBA Act 2007 requirements
- ★Payroll-based rating calculated accurately by our team
- ★Claims management — we notify and follow up with the underwriter on your behalf
- ★WIBA Plus (24-hour extension) arranged through select underwriter partners
- ★No extra cost to your business — insurer-funded advisory
Who We Help
Who We Help
All employers in Kenya — from households with domestic staff to large corporates