About This Cover
What Is a Group Life Policy?
Metrovest acts as intermediary to source group life assurance from Kenya's most financially sound life underwriters. We tender your scheme, negotiate benefit multiples and premiums, manage staff enrolment and handle all claim notifications — giving your HR team a single point of contact rather than dealing with an insurer directly.
Coverage
What's Covered
- ✓Death benefit — typically 2–5× annual salary
- ✓Permanent total disability (PTD) benefit
- ✓Terminal illness benefit
- ✓Funeral expense allowance
- ✓Optional accidental death double benefit
- ✓Optional education benefit for surviving children
- ✓Optional critical illness rider
Why Use Metrovest
Benefits of Using a Metrovest Advisor
- ★We tender your scheme to multiple life underwriters for the most competitive rate
- ★Benefit design advice — we help structure optimal multiples for each staff grade
- ★Seamless enrolment managed by Metrovest
- ★Claims notifications handled by us — your HR team is not left alone with the insurer
- ★Annual renewal benchmarking across the market
- ★No extra cost to your organisation — insurer-funded intermediary service
Who We Help
Who We Help
Employers, pension scheme trustees, professional associations and trade unions