About This Cover
What Is Term Life Cover?
As an independent insurance agency, Metrovest sources term life cover from leading Kenyan underwriters, comparing premium rates, exclusions and claim track records before making a recommendation. We ensure you get the maximum death benefit for the lowest premium — without being tied to any single insurer.
Coverage
What's Covered
- ✓Level death benefit for the full policy term
- ✓Terminal illness early payout
- ✓Total and permanent disability rider (optional)
- ✓Conversion option to whole life at term end
- ✓No medical examination for sums under KSh 5 million
Why Use Metrovest
Benefits of Using a Metrovest Advisor
- ★Market-wide comparison to find you the most competitive term rate
- ★We explain policy exclusions clearly before you commit
- ★One advisor throughout the policy term — not a call centre
- ★Fast issuance — most term policies issued within 48 hours
- ★Conversion advice at term end — we guide you to the right renewal or upgrade
- ★No cost to you — agency fee is paid by the underwriter
Who We Help
Who We Help
Young families, first-time insurance buyers, mortgage holders and budget-conscious individuals