About This Cover
What Is Personal Accident Insurance?
Metrovest sources personal accident cover from multiple underwriters, comparing daily benefit levels, disability payouts and exclusions across the market. Whether you need individual cover or a group scheme for your team, we find the most comprehensive policy at the most affordable premium — and manage the relationship with the insurer on your behalf.
Coverage
What's Covered
- ✓Accidental death — lump sum to beneficiaries
- ✓Permanent total disability (PTD) — 100% of sum assured
- ✓Permanent partial disability (PPD) — proportionate benefit
- ✓Temporary total disability (TTD) — weekly income replacement
- ✓Medical expenses reimbursement
- ✓Funeral expenses benefit
- ✓Repatriation costs
- ✓Hospital cash benefit per day of admission
Why Use Metrovest
Benefits of Using a Metrovest Advisor
- ★We compare PA plans from multiple underwriters on your behalf
- ★Group schemes negotiated at discounted rates for companies and SACCOs
- ★Clear explanation of disability scale before you sign
- ★Claims liaison — we represent you with the insurer if a claim arises
- ★No medical examination for most standard cover limits
- ★No agency fee to clients — insurer-funded advisory
Who We Help
Who We Help
Employed individuals, informal sector workers, bodaboda operators, construction workers and sportspeople