About This Cover
What Is Public Liability Insurance?
Metrovest sources public liability cover from general insurers with responsive legal defence teams. As an independent agency, we compare limit adequacy, policy extensions and premium rates across the market — and ensure your policy wording is appropriate for your specific business type, whether retail, hospitality, events or construction.
Coverage
What's Covered
- ✓Bodily injury or death to third parties on your premises
- ✓Property damage to third-party property
- ✓Legal defence costs
- ✓Medical expenses for injured third parties
- ✓Products liability extension for manufacturers and retailers
- ✓Pollution liability extension (limited)
- ✓Tenant's liability to landlord
- ✓Contractual liability where legally required
Why Use Metrovest
Benefits of Using a Metrovest Advisor
- ★We compare public liability wordings from multiple underwriters
- ★Limit adequacy advice based on your business type and visitor footfall
- ★Claims notification and legal liaison managed by Metrovest
- ★Products liability extension available through select underwriter partners
- ★Certificate of insurance for tender purposes issued promptly
- ★No extra cost — insurer-funded agency service
Who We Help
Who We Help
Retailers, restaurants, hotels, schools, event organisers, contractors and any business with public access