About This Cover
What Is Employers Liability Insurance?
Metrovest sources employers liability (common law) cover from underwriters with experienced legal defence capabilities. We place this alongside your WIBA cover and ensure the two policies work together seamlessly — so that whether a claim arises under statute or common law, you have the right cover in place and a dedicated intermediary managing the process.
Coverage
What's Covered
- ✓Common law damages awarded to injured employees
- ✓Legal defence and representation costs
- ✓Appeals and settlement costs
- ✓Diseases contracted due to employment conditions
- ✓Claims by former employees relating to their period of service
- ✓Punitive and exemplary damages where insurable at law
Why Use Metrovest
Benefits of Using a Metrovest Advisor
- ★We bundle employers liability with WIBA for seamless joint coverage
- ★Sourced from underwriters with strong legal defence track records
- ★Claims management — Metrovest coordinates between WIBA and EL insurers
- ★Limit adequacy advice based on your workforce size and risk profile
- ★Combined package discounts negotiated on your behalf
- ★No extra cost to you — insurer-funded advisory
Who We Help
Who We Help
All employers whose workers face significant physical or health risk — construction, manufacturing, agriculture, healthcare, logistics