About This Cover
What Is Fire & Perils Insurance?
Metrovest sources fire and allied perils cover from general insurance underwriters with strong property claims track records. We conduct a sum insured review, advise on reinstatement versus market value basis, and include business interruption assessment — ensuring that in the event of a fire, your claim settlement reflects the true cost of rebuilding and restoring your business.
Coverage
What's Covered
- ✓Fire and lightning damage to buildings and contents
- ✓Explosion including boiler explosion
- ✓Riot, strike and civil commotion
- ✓Malicious damage
- ✓Flood, storm and water damage
- ✓Aircraft impact
- ✓Earthquake (optional extension)
- ✓Loss of rent during repairs
- ✓Business interruption and loss of profits
- ✓Reinstatement and replacement value basis available
Why Use Metrovest
Benefits of Using a Metrovest Advisor
- ★Sum insured review to prevent costly under-insurance at claim time
- ★We benchmark your renewal premium across the market every year
- ★Business interruption indemnity period advice tailored to your business
- ★Claims management — we appoint loss adjusters and liaise with the insurer on your behalf
- ★Risk improvement recommendations to reduce your premium
- ★No extra cost — insurer-funded agency advisory
Who We Help
Who We Help
Manufacturers, retailers, warehouses, offices, hospitality businesses, schools and commercial property owners