About This Cover
What Is Contractor All Risk Insurance?
Metrovest sources Contractor All Risk insurance from specialist construction underwriters and manages the placement on behalf of contractors, developers and project owners. We review your contract documents, advise on the correct sum insured and structure the policy to ensure full coverage of the works, plant and third-party liability — then manage the insurer relationship throughout the project.
Coverage
What's Covered
- ✓Physical loss or damage to the contract works
- ✓Contractor's plant, equipment and machinery
- ✓Third-party bodily injury and property damage liability
- ✓Surrounding property damage
- ✓Existing structures on site
- ✓Removal of debris following an insured event
- ✓Defects liability period extension (up to 12 months)
- ✓Advance loss of profits (ALOP) for project owner (optional)
Why Use Metrovest
Benefits of Using a Metrovest Advisor
- ★We source CAR cover from specialist construction underwriters in Kenya
- ★Contract document review to ensure your policy mirrors your obligations
- ★Correct sum insured advice — avoiding dangerous under-insurance
- ★Claims management — we liaise with adjusters and the underwriter on your behalf
- ★Single policy covering all project parties arranged through our network
- ★No extra cost to you — insurer-funded agency service
Who We Help
Who We Help
Main contractors, sub-contractors, project developers, real estate companies and infrastructure firms